home loan

RBI hikes repo rate by 35 bps-- How much will you have to pay for home loan now? Check EMI calculator here

Read on to figure out the assumptive figure of EMI you have to pay a home loan of around Rs 25 lakh.

Dec 07, 2022, 17:30 PM IST

Is it good to take home loan on WOMAN's name? Check out FIVE key benefits

Many people dream of buying their own homes. When it comes to finalizing and buying a home, people often took ample time to take decisions as it marks one of the biggest achievements in one's life. Nowadays, more women are having a say in selecting a home. They are not only acquiring their rightful place in society but are also equally shouldering the responsibility of decision-making. And thanks to this, real estate firms and home loan lenders often create special schemes/discounts for women to enable them to get their own homes. Women applicant stands a higher chance of getting a home loan because as per data, loan default among women applicants is traditionally lower. Here are five benefits women get when taking a home loan:

Nov 28, 2022, 19:42 PM IST

What happens to loans after the death of borrower? Check here

Under what conditions does the bank have the right to recover money from the heirs of the borrower? Let us figure out the answers to these questions.

Nov 19, 2022, 20:04 PM IST

Home Loan Interest Rate 2022: SBI vs HDFC vs ICICI vs PNB housing loan rates compared

Home Loan Interest Rate All Banks: The home loan rate that earlier used to be around 7 per cent is now hovering around 9 per cent for most of the banks.

Nov 05, 2022, 15:56 PM IST

Should you invest in property at time of high inflation? Check what experts say

Industry experts also said that land has demonstrated to be a steady investment during inflation.

Nov 01, 2022, 15:16 PM IST

SBI announces BUMPER Home Loan bonanza ahead of Diwali--Check rate of interest, fees and other details

SBI said that the offers are specially curated keeping in mind the diverse needs of buyers across segments. SBI is consistently striving to make affordable housing conveniently accessible to customers who dream of owning a home.

Oct 13, 2022, 10:43 AM IST

Planning to take a home loan for your dream house? Have a look at THESE tips beforehand to save from any difficulty

Financial Instituions such as Banks offer hoam loans to customers on EMIs. However, customers must know various nuances like tenure, interests, and hidden charges before taking a home loan from any bank.

Oct 12, 2022, 14:16 PM IST

Personal loan, home loan EMIs of these banks get costlier; Is your lender also on the list?

The banks increased their lending rates after the Reserve Bank of India (RBI) raised its benchmark lending rate by 50 basis points to 5.9%.

Oct 02, 2022, 13:11 PM IST

'Home loan balance transfer' option for availing lower interest rates and EMI: Here is everything you need to know

RBI has removed foreclosure penalities. As per new RBI guidelines, borrowers can avail a home loan balance transfer if he/she gets lower interest rates by other lenders.

Sep 23, 2022, 11:59 AM IST

HDFC customers alert! Pay more on home loans, new rates effective from today August 9

In a BSE filing, HDFC said, "HDFC increases its Retail Prime Lending Rate (RPLR) on Housing loans, on which its Adjustable Rate Home Loans (ARHL) are benchmarked, by 25 basis points, with effect from August 9, 2022."

Aug 09, 2022, 11:33 AM IST

BIG BLOW to HDFC customers! HDFC Bank hikes MCLR on loans across all tenures by upto 10 basis points

HDFC Bank's hike in MCLR on loans across all tenures comes in the wake of the latest RBI policy decision to raise the key interest rates. 

Aug 08, 2022, 14:18 PM IST

Home loans: THESE banks offer lowest interest rates, check interest rates and loans policy

Home loans will be costlier if the RBI hikes the repo rate again. Meanwhile, several banks and housing finance companies offer fewer interest rates as compared to others. Let us look at the list of banks and their interest rate that are offering significant interest rates on housing loans.

Aug 02, 2022, 14:32 PM IST

Factors to Keep in Mind before Applying for a Home Loan Today

Home loan lenders in current times extend competitive offers and deals, incentivising borrowing with attractive terms.

Jul 12, 2022, 16:15 PM IST

Home loan borrowers rejoice! RBI increases housing loan limit by 100%

Considering the importance of cooperative banks in promoting inclusive growth, the Reserve Bank of India announced three measures for the cooperative banking sector.

Jun 08, 2022, 12:26 PM IST

Low EMI Home Loans: HDFC vs SBI vs LIC HFL vs Kotak vs Union Bank interest rate

HDFC, State Bank of India, Kotak Mahindra Bank, Union Bank, and Bank of Maharashtra are currently offering home loans at lowest interest rates. 

Jun 05, 2022, 12:01 PM IST

HDFC, PNB increase lending rates on home loans, homebuyers will have to pay higher EMIs

HDFC Bank and PNB have increased the lending rates on home loans from today (June 1, 2022). 

Jun 01, 2022, 13:38 PM IST

Taken loan from PNB? You may have to pay higher EMIs from next month, check details

PNB will raise the repo-linked lending rates from next month. 

May 12, 2022, 19:58 PM IST

Bank of Baroda slashes interest rates on home loans, check offer details to save big

Bank of Baroda, on Friday (April 22), announced a cut in home loan interest rates, in what could be good news for Indian buyers planning to invest in a property or purchase a new house. The state-owned lender has slashed the interest rate to just 6.50%, which is one of the lowest offered by banks in India, making buying a house more affordable for aspiring buyers.

Apr 22, 2022, 18:45 PM IST

SBI Home, auto loan borrowers alert! EMIs to go up, bank hikes lending rates

However, the higher EMIs will only be applicable to the borrowers who have availed loans on MCLR.

Apr 19, 2022, 12:43 PM IST

Homebuyers alert! You can't avail this tax benefit on home loan from tomorrow, April 1

Fom 1 April 2022, the additional tax deduction available for affordable housing under section 80EEA will not be available, because FM Sitharaman in her Budget 2022 announcement has not extended this tax break for financial year 2022-23.

Mar 31, 2022, 10:29 AM IST