credit cards

Yes Bank And IDFC First Bank To Impose Surcharge On Credit Card Utility Payments

IDFC First Bank will levy a surcharge, at 1 percent plus GST, but only when utility bill payments exceed Rs 20,000 in a statement cycle. 

Apr 02, 2024, 14:49 PM IST

The Hidden Advantages: Why Credit Cards Can Be Superior to Traditional Loans

Knowing the lesser-known perks of credit cards and using them wisely can help folks make savvy money moves, getting max benefits from this dynamic financial instrument.

Mar 08, 2024, 15:07 PM IST

6 Credit Cards With No Joining Fees And Zero Annual Charge: Check Features

Plenty of credit cards are free to use and have no annual charges. Below we have curated a list of such cards in which you can find the card's key features.

Mar 02, 2024, 11:23 AM IST

India's Top Cashback Credit Cards For 2024: Check Annual Charge, Joining Fee, And Benefits

But not all cashback cards are the same. Some give you a set percentage back on everything you buy, while others offer more cashback on certain types of purchases.

Feb 11, 2024, 14:49 PM IST

Bank Of Baroda Introduces NCMC RuPay Prepaid Card: Check Its Features, Benefits, And More

The NCMC RuPay Platinum card is interoperable and versatile, enabling users to make payments for public transport services like Metro.

Jan 02, 2024, 20:34 PM IST

RBI Expands Card Tokenization To Internet And Mobile Banking: Check

The RBI has permitted the use of Card-on-File Tokenisation (CoFT) through card-issuing banks or institutions.

Dec 21, 2023, 18:25 PM IST

Types Of Credit Cards In India: Check Features And Benefits

Read on to find out the different types of credit cards and their features.

Dec 04, 2023, 14:20 PM IST

Making UPI Payments Via Rupay Credit Cards? Here's Everything You Need To Know

Payments with credit cards made using UPI are free of additional fees.

Nov 27, 2023, 13:13 PM IST

SBI Credit Cards: Check Features, Annual Fees, And More

Take a look at the characteristics and advantages of SBI cards if you're in the market for a new credit card so you can select the one that best meets your needs.

Nov 25, 2023, 11:27 AM IST

How to boost your CIBIL score using credit cards: A simple guide

Discover how credit card usage impacts your CIBIL score in this user-friendly guide. Uncover the essentials of managing credit cards to maintain good CIBIL score range to make informed decisions.

 

Oct 18, 2023, 13:18 PM IST

Credit Card Spending Hits Record High At Rs 1.4 Lakh Crore In May; Cards In Use At 87.4 Million

Similarly, the number of cards in use has also jumped by more than 5 million since January and crossed 87.4 million in the reporting month, making this also an all-time high in May, according to the RBI data. Of the new additions, as much as 2 million were used in the first two months of the current fiscal alone.

Jul 16, 2023, 15:03 PM IST

Govt Exempts TCS On Overseas Spending Up To Rs 7 Lakh Via Debit, Credit Cards

The Finance Ministry said the changes were necessitated as some instances have come to notice where the payments were "disproportionately high" when compared to the disclosed incomes.

May 20, 2023, 15:36 PM IST

No Cost EMI Decoded: Know how no-cost EMIs work and why only for 3, 6 or 9 months

A no-cost EMI allows you to buy the desired good and make the payment in monthly instalments of either 3, 6 or 9 months.

Nov 29, 2022, 13:51 PM IST

What happens to loans after the death of borrower? Check here

Under what conditions does the bank have the right to recover money from the heirs of the borrower? Let us figure out the answers to these questions.

Nov 19, 2022, 20:04 PM IST

Should you save your debit, credit card on Amazon, Flipkart, e-commerce sites? Know all about RBI's tokenization rule

Are e-commerce platforms prompting you to save/secure your debit, credit card details on their site whenever you buy anything?

Sep 26, 2022, 20:54 PM IST

Should you pay house rent using credit cards? Check what experts say

Credit card owners often pay rent using this credit tool as it allows quick payment, gives reward points and helps avoid ATM cash withdrawal hassle. 

Sep 20, 2022, 12:06 PM IST

ICICI Bank Credit Card Holders ALERT! Now you will have to pay 1% charge for this service starting October 20

In a move that may put an additional burden on credit card holders, the bank has introduced a new charge of one per cent for payment of rent.

Sep 20, 2022, 10:15 AM IST

Short of funds? Overdraft limit loan vs personal loan vs credit card loan: Know which is better

If you are looking to take a loan and are eligible for all three loan options- personal loan, overdraft limit loan and loan on your credit card, then you should choose wisely from these options. 

Sep 15, 2022, 13:32 PM IST